After a big storm in Bismarck, ND, it’s common to see roofs torn up by hail, missing asphalt shingles, or roof vents damaged by high winds. Homeowners naturally want fast roof repairs—but that’s also when roofing scams are most common. Shady contractors, often called storm chasers, move into town offering quick fixes, fake promises, and contracts that leave homeowners stuck with bills their insurance company won’t cover.

That’s why roofing insurance fraud prevention matters. If you know the red flags, you can protect your home, your claim, and your wallet.

Why Roofing Insurance Fraud Happens After Storms

After severe weather, scammers know homeowners are stressed. They use high-pressure sales tactics, unsolicited offers, and fake promises of “free roof repair” to get you to sign contracts. Some even say they’ll “waive your insurance deductible”—but that’s actually insurance fraud and could lead to legal consequences for you.

These roofing scammers prey on your urgency to fix roof damage before leaks turn into bigger problems like flood damage, mold, or the need for mold remediation. They disappear after collecting money, leaving you with shoddy craftsmanship, substandard materials, or worse—claim denials from your insurance adjuster.

How to Avoid Roof Insurance Scams

Here’s what to know about roofing insurance fraud in Bismarck so you can avoid becoming a victim:

1. Work With Local Contractors
   Always hire a local roofing company with a proven track record in Bismarck. Check the local licensing board, local building department, and even the Better Business Bureau to confirm legitimacy. Out-of-town scam artists and storm-chasing companies often vanish once they’ve taken your money.

2. Look for Certified Experts
   A reputable roofing company like Teamwork Exteriors is fully licensed, insured, and GAF Master Elite certified. We carry liability insurance and workers compensation, protecting both you and our crew.

3. Demand Written Bids and Contracts
   A real contractor provides written bids, clear warranty terms, and a payment schedule on the company’s letterhead. If someone pushes you to sign a vague letter of intent or only provides a P.O. Box, that’s a warning sign of contractor fraud.

4. Watch for Roofing Storm Chasers
   If someone knocks on your door after a stormy weekend promising immediate roofing repairs or disaster assistance, slow down. Many storm chaser roofing companies inflate roofing material costs or even file fake claims under your homeowners insurance.

5. Understand Your Insurance Policy
   Review your home insurance policy and insurance coverages carefully. Make sure you know what’s included in insurance proceeds and what requires out-of-pocket costs. Fraudulent contractors may try to confuse you about your insurance deductible or push you into illegal “back-end deals.”

Teamwork Exteriors Helps Prevent Roofing Fraud

At Teamwork Exteriors, we’ve built our reputation as trusted roofing insurance claim experts in Bismarck. We’ve guided homeowners through storm damage claims for years, helping them avoid roof damage insurance scams and working directly with claims adjusters and public adjusters to ensure fair coverage.

• We provide free roof inspections and document real storm damage.

• We work with vetted vendors, certified experts, and reputable suppliers—not storm scammers.

• We explain your insurance policy and insurance proceeds so you never feel pressured by roofing industry contracting scams.

Simply put, Teamwork Exteriors helps prevent roofing fraud by being a local presence with proven integrity.

Ready to get a reliable, fair roof estimate from a team that Bismarck trusts? Contact Teamwork Exteriors today for expert guidance, trusted roof warranties, and a roofing partner that puts your home first. Call (701)-955-0676 or book your inspection now!